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Cost of living support

Discussion forum for parents in Australia


Cost of living support

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We know many families around the country are feeling the pressure of the cost of living crisis. Between inflation, interest rate hikes, housing affordability and day-to-day expenses, it’s safe to say most of us are impacted. Financial stress can have far-reaching effects on well-being, and recently we spoke to young people about how the cost of living crisis is affecting them. 


50% of the young people we surveyed are stressed about the cost of living, with 40% agreeing that it’s having a major impact on their mental health. 


Parents and carers are carrying a lot on their shoulders, too. We want to acknowledge the pressure many of you are under, not only to make ends meet but also to support your teen with their fears about the future. If you need a hand with navigating tough conversations about money, we’ve got helpful articles that can give you some ideas below. 


Dealing with financial stress 

Talking to a teenager about money issues

Financial support services 

To help alleviate some of the financial pressures, we've put together a list of financial support services. We understand that seeking financial aid can be difficult and confronting, so please feel free to reach out if you have any concerns or questions about it.


  • Centrelink may be an option for you if you’re struggling financially, although we understand that it can be a difficult and overwhelming process. If you’re in a crisis, there are social workers you can contact to help you access the help you’re entitled to. If you aren’t sure what payments you’re eligible head to the Payment Finder page and follow the prompts for more information. 


  • National Debt Helpline can connect you with financial counsellors free of charge who can create a money plan with you and negotiate payment plans for electricity and other debts. It’s their job to listen without judgement and find solutions with you. You can contact them on 1800 007 007



  • Salvation Army Assistance Line is available for people struggling to afford necessities such as food, travel, and medication. You can call 1300 371 288 for an eligibility assessment or contact your state's team, read more here


  •  St Vincent De Paul provides financial assistance, furniture, clothing and food hampers. They provide different types of support depending on your location, and you can see what’s available in your state using their search engine here


  • AskIzzy is a national directory of all the support services available in your local area. Plenty of small community centres are doing their part to help people keep their heads above water. I recommend clicking “Food” or “Money help” and entering your postcode to find help in your area.


Homelessness support services 

If you or someone you know is experiencing homelessness, there are support services available to help. These services offer a range of assistance, including emergency accommodation, financial support, counselling, and advocacy. In this section, we've compiled a list of some of the essential homelessness support services available in each state and territory, along with their contact details.



Domestic and Family Violence 

When money is tight, tensions can run high, and relationships can become strained. For those experiencing domestic or family violence, financial stress can make it even harder to seek help or leave a violent situation. In this section, we'll explore the impact that financial stress can have on domestic and family violence and provide resources to support those affected by this issue.


  • 1800RESPECT 1800 737 732 provides crisis counselling, information and referral for anyone experiencing domestic and family violence. They also have a local service directory on their website. 


  • Family Relationship Advice Line  1800 050 321 is a helpline for anyone dealing with separation issues. They offer advice and information on maintaining healthy relationships, navigating family conflicts and providing referrals to support further.